A trip to the grocery store, a restaurant, or an office could end tragically for slip and fall victims. While Pennsylvania law allows you to seek compensation for these injuries, commercial property claims present unique obstacles that many victims might have a difficult time navigating.
Table of Contents
- Top Defense Strategies Commercial Property Owners Use Against Your Claim
- What Evidence You Need After a Harrisburg Commercial Slip and Fall
- How to Prove a Property Owner Knew About Dangerous Conditions
- How to Evaluate Settlement Offers for Your Slip and Fall Injury
- Call Schmidt Kramer After Being Injured in a Commercial Property
If you sustained injuries from a slip and fall accident, we encourage you to seek legal help to recover and protect your rights.
At Schmidt Kramer, our knowledgeable Harrisburg slip and fall lawyer are prepared to discuss your situation, providing you with the clarity you need to determine what would be the next step to take if you have a case. Schedule a free consultation today to speak to one of our attorneys. We do not charge any upfront costs or fees unless we successfully win a settlement for you.
Call to schedule your free case review: 717-727-2500.
Top Defense Strategies Commercial Property Owners Use Against Your Claim

When you pursue a slip and fall claim against a commercial property, expect aggressive defense tactics. Property owners and their insurers have well-established strategies to fight your claim.
You and your attorneys will need to recognize and understand these strategies to prepare a strong case.
Challenging the Existence of the Dangerous Condition
Property owners could claim the dangerous condition did not exist when you fell. Without immediate documentation, this becomes a matter of your word against theirs.
A store manager might argue that surveillance footage shows no liquid on the floor, or that regular inspection logs prove the area was clean. This makes immediate photo evidence vital, especially after the incident occurred. If possible, take pictures of the hazard from multiple angles before leaving the premises.
Pennsylvania’s Comparative Negligence Argument
The most common defense some insurers may use is that you were partially or entirely responsible for your injury. Insurance companies may take this approach so they pay out the minimum amount of claims as possible.
Pennsylvania follows a modified comparative negligence rule, which reduces your compensation by your percentage of fault if you are found to be 50 percent or less responsible. If you are more than 50 percent responsible, you cannot recover any compensation.
The defense might argue these statements to make you partially at fault.
- Wore inappropriate footwear
- Were you distracted by your phone
- Ignored warning signs
- Entered restricted areas
- Were running or walking carelessly
Disputing Notice of the Hazard
In Pennsylvania, commercial property owners must have either actual or constructive notice of a dangerous condition to be held liable. For example, they must have a “wet floor” sign or an “under construction” sign if it could cause visitors or occupants to get hurt. Businesses could defend against liability claims by arguing they did not know about the hazard.
Some property owners may dispute your claims by producing cleaning logs, maintenance records, and employee testimonies to demonstrate that they regularly inspected the area and took reasonable steps to identify and rectify hazardous conditions.
Blaming Third-Party Contractors
Many commercial properties outsource maintenance, cleaning, and snow removal to independent contractors. When you file a claim, the property owner may attempt to shift blame to these third parties.
This defense introduces complexity by involving additional parties and insurance companies in your case. It could extend the timeline for resolving a case and may require you to pursue claims against multiple defendants to recover full compensation.
The “Lack of Causation” Defense
Property owners often argue that something other than their negligence caused your injuries. They could request access to your complete medical history, hoping to find pre-existing conditions or alternative explanations for your symptoms.
They might claim:
- Your injuries existed before the fall
- Your injuries developed after the incident
- You are exaggerating your injuries
- Your medical treatment was excessive
Challenging Your Damages
Even if liability is clear, property owners may dispute the value of your claim. They can question whether your medical treatment was necessary, argue your recovery should have been faster, or claim you could have returned to work sooner.
If you are not sure how to handle these defensive strategies, it could diminish the value of your claim. It is recommended to consult with an experienced attorney to take the appropriate steps immediately after your accident to protect your claim. When an attorney handles your case, it gives you the best chance to overcome the opposing party’s defense tactics and secure fair compensation for your injuries.
What Evidence You Need After a Harrisburg Commercial Slip and Fall
After suffering a slip and fall at a store, restaurant, or office building, the evidence you gather will make or break your claim. Commercial property owners typically fight these claims aggressively, making proper documentation necessary for your case.
This type of evidence can help your claim:
- Immediate Photographic Evidence: Act quickly to document the scene. Use your smartphone to capture the hazard that caused your fall and the surrounding area, including any missing warning signs.
- Incident Reports: Most commercial establishments have procedures in place for documenting accidents that occur on their property. Request that an incident report be completed and ask for a copy before leaving.
- Surveillance Footage: Various businesses utilize security cameras to monitor their premises. This footage can provide irrefutable evidence of hazardous conditions, their duration, and the resulting injuries.
- Witness Information: Collect contact information from anyone who saw you fall, noticed the hazard before your accident, and observed the aftermath.
- Medical Documentation: Seek medical attention promptly, even if your injuries seem minor. Medical records establish a direct link between your fall and injuries and the severity of your injuries.
- Weather Records: Obtain local weather records for the date and time of your accident for falls outside commercial properties. This evidence is crucial for claims involving ice, snowfall, or rain-slicked surfaces.
- Maintenance and Inspection Records: Your attorney can request inspection records, cleaning schedules, and repair logs to determine whether the business followed reasonable safety procedures or had recurring issues.
- Expert Evaluations: Complex cases may require expert testimony from safety engineers who can identify code violations or medical specialists who can link your injuries to the fall.
How to Prove a Property Owner Knew About Dangerous Conditions
You and your attorney need to prove the property owner knew about a dangerous condition. This could be the most challenging aspect of a premises liability claim. Your case depends on proving that the property owner knew or should have known about the hazard. Without this key evidence, even serious injuries may not be enough to win.
Effective strategies that can demonstrate the property owner’s awareness of dangerous conditions include collecting previous complaints, maintenance requests, and any prior accidents related to the same hazards.
If you and your attorney gather proof that shows how long the hazard existed and whether there were reasonable inspections, it could help your potential case. For example, building code violations and the mode of operation could indicate that the property owner was aware of the hazard.
How to Evaluate Settlement Offers for Your Slip and Fall Injury
When you receive a settlement offer for a slip and fall injury, it is essential to evaluate it carefully to ensure you are being compensated.
You and your attorney should consider the following to ensure you are obtaining fair compensation. Although your compensation amount will depend on the specifics of your circumstances, you may want to examine these aspects of your potential case.
Understand the Full Extent of Your Damages
Before evaluating any offer, make sure you have a clear understanding of all your damages. Evaluate these damages:
- Medical Expenses: All current medical bills and reasonably anticipated future medical costs related to your injury
- Lost Wages: Income lost due to inability to work, including future earning capacity if permanently affected
- Pain and Suffering: Physical pain and emotional distress caused by the injury
- Loss of Enjoyment of Life: How your injury has affected your ability to enjoy daily activities
- Property Damage: Any personal property damaged in the fall
Compare the Offer to Your Actual Damages
The settlement offer should reasonably compensate you for all your damages. You can ensure that you are receiving a fair compensation by:
- Calculating your expenses, such as medical bills or lost wages. When you know the exact dollar amount of your damages, it helps you decide if you need to negotiate more with the insurance company.
- Not forgetting to consider non-economic expenses, like pain and suffering, emotional distress, loss of enjoyment of life, or loss of consortium.
Assess the Timing
The time that you get a settlement offer can impact settlement evaluations. If an insurance company presents a low offer, they could be hoping that you settle quickly. They may want to provide a settlement before you understand the full extent of your injuries.
It is a good idea not to settle until you have reached Maximum Medical Improvement (MMI). Be aware of your state’s deadline for filing a lawsuit so that you do not miss out on receiving compensation.
Call Schmidt Kramer After Being Injured in a Commercial Property
A slip and fall claim against a commercial property presents significant challenges that can overwhelm injured victims. Liability issues, aggressive defense tactics, and insurance complications are complex aspects of your claim that you do not want to navigate on your own.
At Schmidt Kramer, we have helped our clients get the compensation they need to recover from injuries and damages. Our attorneys understand the specific strategies that local property owners and insurers implement to defend against claims. We can determine if you have a valid case during a free consultation.
Speak to one of our attorneys today: 717-727-2500.