Have you or someone you love been injured in a Pennsylvania motorcycle accident? Did you know that accident victims may be eligible to file a claim for the damages they have sustained in the collision?
Thank you for helping me take care of my medical bills and process this entire case.
– Client of Schmidt Kramer
At the law offices of Schmidt Kramer, we understand more wheels don’t mean more rights. We have experience handling motorcycle accident lawsuits and a track record of success including a $125,000 recovery for a 43 year old rider that was injured after hitting a construction transition in a roadway. Our legal team understand how to build a robust argument for your damages claims and we charge no upfront fees if you agree to hire us.
If you’ve been injured in a Pennsylvania motorcycle accident, we’ll help you get the money you deserve. Talk to our Harrisburg motorcycle accident attorneys today and learn more about your legal options.
Free Consultation. Ph: (717) 888-8888.
Do I Have a Valid Motorcycle Accident Claim?
If you were injured in a crash and have reason to believe another driver is at fault, you may have a valid claim for compensation. Government or private entities responsible for maintaining roads could also be liable for a motorcycle crash, if the accident happened due to poor road conditions.
However, it can be very difficult to determine whether you have a valid case without first meeting with an experienced lawyer. You should not take the insurance company’s word for it, and certainly not the word of the other driver involved in the crash.
There is no fee or obligation for meeting with one of the Harrisburg motorcycle accident lawyers at Schmidt Kramer. We have detailed knowledge of insurance laws in Pennsylvania and are prepared to review your insurance policy and the policy of the at-fault driver to determine the coverage that may be available.
How a Motorcycle Accident Attorney Can Help
Motorcycle accident victims recover more compensation when they have legal representation compared to those that do not hire a lawyer.
Motorcycle accident victims recover more compensation when they have legal representation compared to those that do not hire a lawyer.
Hiring a lawyer from Schmidt Kramer also ensures that you have an entire legal team to help build your case. From compiling the documents and information that we need to support your claim, to answering questions from the insurance company of the at-fault party, we can explain your legal options in easy-to-understand terms and guide you through the entire litigation process.
It’s also important to note that most cases do not go to trial. While our lawyers have many years of trial experience, often cases are negotiated and settled. However, after reviewing the details of your specific incident, an attorney from our firm can determine the most effective method of obtaining the maximum amount of compensation that may be available for your case.
When you’ve been seriously injured and you have questions — turn to Schmidt Kramer and speak with our Pennsylvania injury lawyers today. Our Harrisburg motorcycle accident attorneys will walk you through the legal process and help you get you back on your feet.
No Upfront Fees. Ph: (717) 888-8888.
What Forms of Compensation May Be Available?
One of the main goals of filing an injury claim after a motorcycle crash is to recover compensation for the medical bills you incur for treating your injuries. This may include the cost of treatment you may need after the legal process concludes.
Medical treatment for an injury can quickly become expensive. You may need surgery, prescription medications for pain, follow-up doctor visits, medical imaging tests and potentially physical therapy and rehabilitation to help you regain strength, mobility and function in the affected area of the body.
Motorcycle crashes are often very dangerous, and victims could suffer spinal cord injuries that cause varying levels of paralysis. You may need crutches, a wheelchair or other mobility aids just to help you get around every day.
Our licensed attorneys may also be able to pursue lost wages from missed time at work. For example, you may have been physically unable to work for a time after the accident. You may also miss work when you attend follow-up appointments.
Other damages that may be available in a motorcycle accident claim include:
- Funeral and burial costs if your loved one died in the crash
- Modifications to your home to accommodate your permanent disability
- Physical pain
- Emotional suffering
- Lost future earning capacity
- Property damage, such as damage to your motorcycle
The damages that may be available depend on the specifics of your claim, the injuries suffered, their severity, insurance coverage and other factors.
Learn more about the potential value of your claim by contacting Schmidt Kramer for a free consultation. Call (717) 888-8888.
Deadlines for Filing a Claim in PA
Most motorcycle accident claims are resolved by filing an insurance claim. However, sometimes victims may be able to file lawsuits to recover compensation, such as when the insurance company makes a lowball offer or denies your claim. Your eligibility for filing a lawsuit depends on many factors, such as the type of insurance policy you purchased.
However, it is important to note there is a deadline for filing a lawsuit. If you do not file before the deadline, you may lose the right to do so, and you may be unable to hold the at-fault party accountable and obtain compensation for damages.
Pennsylvania’s statute of limitations for motor vehicle accident claims is two years from the date of the accident. The deadline for a wrongful death claim is also two years.
There are sometimes exceptions to this standard deadline for various reasons, such as if you are filing a claim against the government.
Our Harrisburg motorcycle accident attorneys have extensive knowledge of the statute of limitations.
Have Questions? We Can Help. Ph: (717) 888-8888.
Filing a Motorcycle Accident Insurance Claim
Unlike car insurance policies, motorcycle insurance policies in Pennsylvania do not contain first-party medical benefits coverage. That means you cannot obtain compensation for medical expenses and certain other damages from your own insurance policy.
That means motorcycle accident victims generally obtain compensation from the at-fault driver’s insurance policy. Under Pennsylvania law, drivers must have a minimum of $15,000 in liability coverage per victim and $30,000 per accident. However, many drivers purchase more than the minimum coverage. Other drivers must also carry a minimum of $5,000 in coverage for property damage they cause.
Unlike drivers, motorcyclists do not have the option to choose full or limited tort coverage in their insurance. Limited tort coverage only allows you to pursue certain damages in a lawsuit, while full tort allows you to seek damages for pain and suffering and other financial losses. Motorcyclists who purchase insurance have full tort coverage.
Filing a Claim if You Were Not Wearing a Helmet
You may still be able to obtain compensation if you were not wearing a helmet when the crash occurred. However, the at-fault party and its insurance company will likely try to use this detail against you to deny or lower the value of your claim.
If you are under the age of 21, you are required to wear a helmet while riding a motorcycle. Anyone over the age of 21 with two years of riding experience or who has passed a motorcycle safety course that has been approved by the Pennsylvania Department of Transportation or the Motorcycle Safety Foundation does not. You should strongly consider wearing a helmet as it may help reduce your risk of serious injury in a crash. Studies have shown wearing a helmet significantly reduces the risk of head and neck injuries.
Regardless of whether you were required to wear a helmet, if you suffered a head injury, the other side may have a strong argument to reduce the value of your claim or even deny it. The insurer will likely argue you would not have been injured, or your injuries would have been less severe if you were wearing a helmet.
The insurance company will likely try to apply Pennsylvania’s comparative negligence law, which says your compensation award will be reduced in proportion to your percentage of fault in the crash. If you are more at fault than the other party, you are prohibited from seeking compensation.
Claims for Accidents with Uninsured Drivers
You could get injured in a crash with a driver who either has no insurance or lacks enough coverage to pay for your damages. When this happens, you may be able to file a claim against the uninsured/underinsured motorist coverage in your insurance policy, if you have this coverage in your policy.
There are often requirements that must be met when you file a claim for uninsured/underinsured motorist coverage. That is why you should discuss the situation with a licensed Harrisburg motorcycle accident lawyer.
Free Consultation. Ph: (717) 888-8888.
Claims for Injured Passengers
If you were a passenger on the motorcycle when the crash happened, you may be able to obtain compensation from the same sources as the driver of the motorcycle. If you have car insurance coverage, you may be able to file a claim against that coverage as well. Learn more by talking an experienced attorney. These claims can be complicated and difficult to manage on your own.
No-Contact Motorcycle Crashes
A no-contact motorcycle accident is one that happens without a collision with another vehicle. These crashes are often the fault of the rider. However, sometimes the road was damaged or there was a defective part on the motorcycle. In these situations, there may be the basis for a claim for compensation, such as a claim against the government entity responsible for maintaining the road where the crash happened.
What to Do After a Motorcycle Accident
After you have been involved in a Pennsylvania motorcycle accident, there are several things you can do to help your claim and keep the case moving along.
- If you can, take photographs of the accident scene and any damage to your vehicle.
- Visit a doctor as soon as possible, even if you do not think you suffered any injuries.
- Be sure to ask for a copy of the police report or request one as soon as possible.
- Report the accident to your insurance company, but do not sign anything until you speak with your attorney.
- Keep receipts of your medical expenses, motorcycle repair costs, and rental car fees.
- Take pictures of your injuries and keep a detailed record of the progression of your healing.
With more than 30 years of experience handling auto accident claims, the attorneys at Schmidt Kramer are ready to help you fight for compensation for your medical bills, pain and suffering, lost wages, and other damages.
Call a Harrisburg Motorcycle Accident Attorney for Legal Help
Although motorcyclists have the same rights as other drivers, they are often harder to defend. Not only do motorcycle riders have to fight for their case, they must also fight a reputation for being dangerous and reckless drivers.
Our Pennsylvania motorcycle accident attorneys know this is an unfair label and we know how to push back when at-fault parties and insurers attempt to use this label against you. We have a proven track record of recovering compensation for motor vehicle crash victims.
When you have been seriously injured and you have questions, turn to Schmidt Kramer and speak with our Pennsylvania injury lawyers today. We are prepared to walk you through the legal process and help you get back on your feet.
Call (888) 476-0807 or fill out a free online consultation form.